Zkusit zdarma
Bill.com Holdings, Inc.
Bill.com Holdings, Inc.
BILL
Cena
$ 46.37
Dnes
-1.65 (-3.42%)
Valuace
30
30
Růst
90
90
Zdraví
68
68
Souhrn Finanční data Předpovědi Zprávy Dividendy Zisky Konkurence Návštěvnost webu Akcionáři
Souhrn
Finanční data
Předpovědi
Zprávy
Dividendy
Zisky
Konkurence
Návštěvnost webu
Akcionáři
Výsledovka
Rozvaha
Peněžní toky
Ukazatele
Klíčové metriky
Výsledovka
Rozvaha
Peněžní toky
Ukazatele
Klíčové metriky
V miliónech (USD)
Revenue TTM 20252024202320222021202020192018
Total Revenues1,552.01,462.61,290.21,058.5642.0238.3padlockpadlockpadlock
Cost of Revenues322.4272.1234.6194.0145.061.8padlockpadlockpadlock
Gross Profit1,229.61,190.51,055.6864.5497.0176.5padlockpadlockpadlock
Revenue 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
Total Revenues414.7395.7383.3358.2362.6358.5padlockpadlockpadlockpadlock
Cost of Revenues104.677.073.667.266.664.7padlockpadlockpadlockpadlock
Gross Profit310.1318.7309.8291.0295.9293.8padlockpadlockpadlockpadlock
Operating Income TTM 20252024202320222021202020192018
R&D Expenses0.00.00.0314.6219.890.2padlockpadlockpadlock
Selling General & Admin Expenses0.00.00.0797.1548.3200.2padlockpadlockpadlock
Depreciation & Amortization102.289.4103.2105.287.511.0padlockpadlockpadlock
Total Operating Expenses1,319.21,271.11,229.71,160.3813.8290.4padlockpadlockpadlock
Operating Income-89.6-80.6-174.2-295.8-316.8-114.0padlockpadlockpadlock
Operating Income 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
R&D Expenses0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Selling General & Admin Expenses0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Depreciation & Amortization35.423.521.921.522.124.1padlockpadlockpadlockpadlock
Total Operating Expenses327.8339.5332.0320.0317.7301.5padlockpadlockpadlockpadlock
Operating Income-17.7-20.7-22.2-28.9-21.7-7.7padlockpadlockpadlockpadlock
Net Income TTM 20252024202320222021202020192018
Interest Income96.790.9122.391.36.73.0padlockpadlockpadlock
Interest Expense22.618.619.215.29.428.2padlockpadlockpadlock
Other Expense71.3111.0147.872.9-13.9-25.4padlockpadlockpadlock
IBT-18.230.4-26.3-222.9-330.7-139.3padlockpadlockpadlock
Income Tax Expense6.06.62.60.8-4.3-40.6padlockpadlockpadlock
Net Income-24.223.8-28.9-223.7-326.4-98.7padlockpadlockpadlock
Net Income 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
Interest Income23.325.224.523.719.922.8padlockpadlockpadlockpadlock
Interest Expense6.76.74.44.84.64.8padlockpadlockpadlockpadlock
Other Expense15.617.919.218.755.317.9padlockpadlockpadlockpadlock
IBT-2.1-2.8-3.1-10.333.610.2padlockpadlockpadlockpadlock
Income Tax Expense0.50.14.01.30.01.3padlockpadlockpadlockpadlock
Net Income-2.6-3.0-7.1-11.633.58.9padlockpadlockpadlockpadlock
Per Share Data TTM 20252024202320222021202020192018
EPS$0.00$0.00$0.00$-2.11$-3.22$-1.20padlockpadlockpadlock
EPS Diluted$0.00$0.00$0.00$-2.11$-3.22$-1.20padlockpadlockpadlock
Shares Outstanding101.2103.6106.1106.0101.282.4padlockpadlockpadlock
Diluted Shares Outstanding101.2103.9106.1106.0101.282.4padlockpadlockpadlock
Per Share Data 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
EPS$0.00$0.00$0.00$0.00$0.00$0.00padlockpadlockpadlockpadlock
EPS Diluted$0.00$0.00$0.00$0.00$0.00$0.00padlockpadlockpadlockpadlock
Shares Outstanding101.2101.9103.2102.2103.1105.7padlockpadlockpadlockpadlock
Diluted Shares Outstanding101.2101.9103.2102.2104.5107.3padlockpadlockpadlockpadlock
Current Assets TTM 20252024202320222021202020192018
Cash And Equivalents1,160.01,140.0985.91,617.21,596.5509.6padlockpadlockpadlock
Short Term Investments601.51,180.1601.51,043.11,108.5655.3padlockpadlockpadlock
Total Cash & ST Investments1,761.62,320.11,587.52,660.32,705.01,164.9padlockpadlockpadlock
Accounts Receivable742.0717.4725.3486.9280.4173.4padlockpadlockpadlock
Inventory0.00.00.03,355.9-256.4-155.2padlockpadlockpadlock
Other Current Assets3,802.74,201.34,002.13,526.03,550.32,422.9padlockpadlockpadlock
Total Current Assets6,306.27,238.86,314.86,673.26,279.43,606.0padlockpadlockpadlock
Current Assets 1-20264-20253-20252-20251-20254-20243-20242-20241-20244-2023
Cash And Equivalents1,099.61,140.01,047.71,566.3853.5985.9padlockpadlockpadlockpadlock
Short Term Investments1,215.31,180.11,125.3644.7619.6601.5padlockpadlockpadlockpadlock
Total Cash & ST Investments2,315.02,320.12,173.12,210.91,473.11,587.5padlockpadlockpadlockpadlock
Accounts Receivable770.9717.4732.2610.6660.2725.3padlockpadlockpadlockpadlock
Inventory0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Current Assets4,244.04,201.33,898.64,018.44,070.94,002.1padlockpadlockpadlockpadlock
Total Current Assets7,329.87,238.86,803.86,839.96,204.26,314.8padlockpadlockpadlockpadlock
Long-Term Assets TTM 20252024202320222021202020192018
Net Property, Plant & Equipment147.4172.7147.4150.6133.4120.8padlockpadlockpadlock
Goodwill2,396.52,396.52,396.52,396.52,362.91,772.0padlockpadlockpadlock
Intangible Assets281.5222.8281.5361.4432.6417.3padlockpadlockpadlock
Long-Term Investments5.34.90.013.80.0-9.1padlockpadlockpadlock
Other Long-Term Assets41.828.338.654.447.752.9padlockpadlockpadlock
Total Long-Term Assets2,997.42,825.22,864.02,962.92,976.62,363.1padlockpadlockpadlock
Total Assets9,303.710,064.09,178.89,636.09,256.05,969.2padlockpadlockpadlock
Long-Term Assets 1-20264-20253-20252-20251-20254-20243-20242-20241-20244-2023
Net Property, Plant & Equipment183.0172.7162.9154.6147.4147.4padlockpadlockpadlockpadlock
Goodwill2,396.52,396.52,396.52,396.52,396.52,396.5padlockpadlockpadlockpadlock
Intangible Assets207.6222.8238.0253.1264.9281.5padlockpadlockpadlockpadlock
Long-Term Investments0.04.90.00.00.00.0padlockpadlockpadlockpadlock
Other Long-Term Assets34.228.331.430.032.138.6padlockpadlockpadlockpadlock
Total Long-Term Assets2,821.42,825.22,828.82,834.32,840.92,864.0padlockpadlockpadlockpadlock
Total Assets10,151.210,064.09,632.69,674.29,045.19,178.8padlockpadlockpadlockpadlock
Current Liabilities TTM 20252024202320222021202020192018
Accounts Payable7.416.37.48.59.911.9padlockpadlockpadlock
Short-Term Debt13.0213.40.0303.575.10.0padlockpadlockpadlock
Other Current Liabilities4,025.64,336.54,038.63,583.5149.192.3padlockpadlockpadlock
Current Liabilities4,063.04,588.74,063.03,753.43,408.72,325.7padlockpadlockpadlock
Current Liabilities 1-20264-20253-20252-20251-20254-20243-20242-20241-20244-2023
Accounts Payable7.016.39.35.711.27.4padlockpadlockpadlockpadlock
Short-Term Debt33.4213.433.433.40.00.0padlockpadlockpadlockpadlock
Other Current Liabilities4,337.84,336.5295.9294.8235.6333.7padlockpadlockpadlockpadlock
Current Liabilities4,378.34,588.74,017.64,122.24,055.74,063.0padlockpadlockpadlockpadlock
Long-Term Liabilities TTM 20252024202320222021202020192018
Long-Term Debt914.01,559.4976.81,777.31,780.71,076.0padlockpadlockpadlock
Capital Leases62.858.462.872.582.786.6padlockpadlockpadlock
Def. Tax Liability125.30.00.00.00.09.1padlockpadlockpadlock
Total Liabilities5,169.56,149.95,044.65,550.05,212.33,439.6padlockpadlockpadlock
Long-Term Liabilities 1-20264-20253-20252-20251-20254-20243-20242-20241-20244-2023
Long-Term Debt1,888.31,559.41,740.51,741.9975.4976.8padlockpadlockpadlockpadlock
Capital Leases55.958.460.763.460.662.8padlockpadlockpadlockpadlock
Def. Tax Liability0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Total Liabilities6,268.56,149.95,762.25,864.85,031.85,044.6padlockpadlockpadlockpadlock
Total Common Equity TTM 20252024202320222021202020192018
Common Stock0.00.00.00.00.00.0padlockpadlockpadlock
Retained Earnings-1,096.9-1,510.8-1,096.9-856.2-544.8-247.5padlockpadlockpadlock
Comprehensive Income-1.910.2-1.9-4.5-10.2-0.1padlockpadlockpadlock
Total Common Equity4,134.23,914.04,134.24,086.04,043.72,529.6padlockpadlockpadlock
Total Common Equity 1-20264-20253-20252-20251-20254-20243-20242-20241-20244-2023
Common Stock0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Retained Earnings-1,595.5-1,510.8-1,468.7-1,457.6-1,289.7-1,096.9padlockpadlockpadlockpadlock
Comprehensive Income13.210.27.3-0.29.1-1.9padlockpadlockpadlockpadlock
Total Common Equity3,882.73,914.03,870.53,809.44,013.24,134.2padlockpadlockpadlockpadlock
Other TTM 20252024202320222021202020192018
Total Debt989.81,772.8976.81,912.31,855.81,076.0padlockpadlockpadlock
Book Value4,134.23,914.04,134.24,086.04,043.72,529.6padlockpadlockpadlock
Other 1-20264-20253-20252-20251-20254-20243-20242-20241-20244-2023
Total Debt1,921.71,772.81,773.91,775.3975.4976.8padlockpadlockpadlockpadlock
Book Value3,882.73,914.03,870.53,809.44,013.24,134.2padlockpadlockpadlockpadlock
Cash Flow From Operating Activities TTM 20252024202320222021202020192018
Net Income-28.923.8-28.9-223.7-326.4-98.7padlockpadlockpadlock
Depreciation & Amortization103.289.4103.295.787.511.0padlockpadlockpadlock
Stock-Based Compensation248.4242.5248.4313.6197.268.3padlockpadlockpadlock
Change Working Capital-9.37.6-9.3-9.0-16.227.9padlockpadlockpadlock
Change In Accounts Receivable0.1-4.50.1-4.5-3.0-6.5padlockpadlockpadlock
Change In Accounts Payable-1.18.2-1.1-1.7-3.87.4padlockpadlockpadlock
Change In Inventories0.00.00.04.50.020.1padlockpadlockpadlock
Other Non-cash Items189.3-12.7-34.212.643.936.8padlockpadlockpadlock
Cash from Operations278.80.00.0187.8-18.14.6padlockpadlockpadlock
Cash Flow From Operating Activities 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
Net Income-2.6-3.0-7.1-11.633.58.9padlockpadlockpadlockpadlock
Depreciation & Amortization35.423.521.921.522.124.1padlockpadlockpadlockpadlock
Stock-Based Compensation64.358.859.862.265.954.7padlockpadlockpadlockpadlock
Change Working Capital-4.911.44.121.7-12.3-5.9padlockpadlockpadlockpadlock
Change In Accounts Receivable-9.10.3-5.72.42.9-4.0padlockpadlockpadlockpadlock
Change In Accounts Payable-0.7-9.86.53.8-5.93.8padlockpadlockpadlockpadlock
Change In Inventories0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Non-cash Items13.26.15.25.7-30.56.9padlockpadlockpadlockpadlock
Cash from Operations0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash Flow From Investing Activities TTM 20252024202320222021202020192018
Capital Expenditure-20.9-4.3-1.0-31.2-15.6-21.2padlockpadlockpadlock
Acquisitions0.00.00.0-28.9-144.3-556.1padlockpadlockpadlock
Investments-2,792.8-3,646.7-3,042.3-2,743.8-2,801.7-2,070.3padlockpadlockpadlock
Sales of Investment2,607.93,002.12,839.83,295.61,958.21,247.2padlockpadlockpadlock
Other Investing Activities-192.90.00.0-232.4-123.8-26.5padlockpadlockpadlock
Cash from Investing-409.40.00.0259.3-1,127.3-1,426.9padlockpadlockpadlock
Cash Flow From Investing Activities 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
Capital Expenditure-1.5-14.6-2.8-9.00.00.0padlockpadlockpadlockpadlock
Acquisitions0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Investments-585.8-614.0-754.8-1,104.4-1,612.9-638.0padlockpadlockpadlockpadlock
Sales of Investment453.2572.7710.5624.61,102.8563.7padlockpadlockpadlockpadlock
Other Investing Activities0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash from Investing0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash Flow From Financing Activities TTM 20252024202320222021202020192018
Debt Repaid-888.20.00.060.0-40.0-2.3padlockpadlockpadlock
Debt Issued-34.3796.0-935.5116.5819.81,076.0padlockpadlockpadlock
Issuance of Common Stock21.70.00.00.01,341.10.0padlockpadlockpadlock
Repurchase of Common Stock-211.9-430.0-211.9-87.612.88.9padlockpadlockpadlock
Dividends Paid0.00.00.00.00.00.0padlockpadlockpadlock
Other Financing Activities335.80.00.0262.71,564.61,633.0padlockpadlockpadlock
Cash from Financing-742.60.00.0235.12,878.61,639.6padlockpadlockpadlock
Cash Flow From Financing Activities 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
Debt Repaid0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Debt Issued1,921.7148.9-1.0-1.4799.9-1.5padlockpadlockpadlockpadlock
Issuance of Common Stock0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Repurchase of Common Stock-132.7-83.1-30.00.0-200.0-200.0padlockpadlockpadlockpadlock
Dividends Paid0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Financing Activities0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash from Financing0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash position TTM 20252024202320222021202020192018
Net Change in Cash-59.3199.5-873.4682.11,733.0217.3padlockpadlockpadlock
Closing Cash Balance1,160.03,550.93,351.44,224.83,542.71,809.7padlockpadlockpadlock
Cash position 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
Net Change in Cash9.4-10.7379.7-518.4625.5-156.2padlockpadlockpadlockpadlock
Closing Cash Balance1,220.93,540.23,550.91,140.53,820.73,195.2padlockpadlockpadlockpadlock
Free Cash Flow TTM 20252024202320222021202020192018
Free Cash Flow257.9309.7257.9156.6-33.7-16.6padlockpadlockpadlock
Real Free Cash Flow9.567.19.5-157.0-230.9-84.9padlockpadlockpadlock
Free Cash Flow 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
Free Cash Flow103.882.368.593.485.881.5padlockpadlockpadlockpadlock
Real Free Cash Flow39.623.58.731.219.926.9padlockpadlockpadlockpadlock
Nacenění TTM 20252024202320222021202020192018
P/E-168.77201.31-194.03-55.35-34.28-153.66padlockpadlockpadlock
P/EG4.47-1.092.231.62-0.20-0.75padlockpadlockpadlock
P/B1.221.221.363.032.776.00padlockpadlockpadlock
P/S3.113.284.3411.7017.4363.67padlockpadlockpadlock
P/FCF14.7315.4721.7379.09-331.66-914.77padlockpadlockpadlock
P/OFC14.2413.6620.1065.95-618.293,281.35padlockpadlockpadlock
Price/EV184.0639.1958.26-123.64-50.84-163.31padlockpadlockpadlock
Nacenění 4-20253-20252-20253-20252-20251-20254-20243-20242-20241-2024
P/E-533.32-455.67-168.77-101.1965.08padlockpadlockpadlockpadlockpadlock
P/EG17.058.114.47-1.29-0.38padlockpadlockpadlockpadlockpadlock
P/B1.451.391.221.212.29padlockpadlockpadlockpadlockpadlock
Marže TTM 20252024202320222021202020192018
Gross Profit Margin80.8%81.4%81.8%81.7%77.4%74.1%padlockpadlockpadlock
EBIT Margin0.3%3.3%-0.6%-19.6%-50.0%-46.7%padlockpadlockpadlock
EBITDA Margin1.9%9.5%7.4%-9.7%-35.1%-40.4%padlockpadlockpadlock
Operating Profit Margin0.4%-5.5%-13.5%-27.9%-49.4%-47.8%padlockpadlockpadlock
Net Profit Margin-1.8%1.6%-2.2%-21.1%-50.8%-41.4%padlockpadlockpadlock
Marže 4-20253-20252-20253-20252-20251-20254-20243-20242-20241-2024
Gross Profit Margin79.8%80.5%80.8%81.2%81.6%padlockpadlockpadlockpadlockpadlock
EBIT Margin0.0%1.0%0.3%0.0%10.5%padlockpadlockpadlockpadlockpadlock
EBITDA Margin3.0%6.9%1.9%0.1%16.6%padlockpadlockpadlockpadlockpadlock
Operating Profit Margin3.2%-5.2%0.4%-1.7%2.1%padlockpadlockpadlockpadlockpadlock
Net Profit Margin-0.6%-0.7%-1.8%-3.2%9.3%padlockpadlockpadlockpadlockpadlock
Finanční zdraví TTM 20252024202320222021202020192018
Current Ratio1.581.581.551.781.841.55padlockpadlockpadlock
Quick Ratio1.581.581.550.881.921.62padlockpadlockpadlock
Solvency Ratio0.000.020.01-0.02-0.04-0.02padlockpadlockpadlock
Cash Ratio0.250.250.240.430.470.22padlockpadlockpadlock
Debt To Assets Ratio0.180.180.110.200.200.18padlockpadlockpadlock
Debt To Equity Ratio0.450.450.240.470.460.43padlockpadlockpadlock
Financial Leverage Ratio2.572.572.222.362.292.36padlockpadlockpadlock
Debt Service Coverage Ratio0.020.574.87-0.69-2.61-1.98padlockpadlockpadlock
Interest Coverage Ratio0.33-4.34-9.08-19.45-33.64-4.05padlockpadlockpadlock
Finanční zdraví 4-20253-20252-20253-20252-20251-20254-20243-20242-20241-2024
Current Ratio1.651.671.581.691.66padlockpadlockpadlockpadlockpadlock
Quick Ratio1.651.671.581.691.66padlockpadlockpadlockpadlockpadlock
Solvency Ratio0.000.000.000.000.01padlockpadlockpadlockpadlockpadlock
Cash Ratio0.250.250.250.260.38padlockpadlockpadlockpadlockpadlock
Debt To Assets Ratio0.150.190.180.170.18padlockpadlockpadlockpadlockpadlock
Debt To Equity Ratio0.410.490.450.410.47padlockpadlockpadlockpadlockpadlock
Financial Leverage Ratio2.662.612.572.492.54padlockpadlockpadlockpadlockpadlock
Debt Service Coverage Ratio-1.750.680.020.0013.06padlockpadlockpadlockpadlockpadlock
Interest Coverage Ratio-1.98-3.080.330.001.63padlockpadlockpadlockpadlockpadlock
Data na akcii TTM 20252024202320222021202020192018
Revenue Per Share14.1314.1212.169.996.312.88padlockpadlockpadlock
Net Income Per Share0.230.23-0.27-2.11-3.21-1.19padlockpadlockpadlock
Cash Per Share22.4722.4014.9625.1026.5814.07padlockpadlockpadlock
Shareholders Equity Per Share37.9237.7938.9638.5639.7430.55padlockpadlockpadlock
Free Cash Flow Per Share3.352.992.431.48-0.33-0.20padlockpadlockpadlock
Dividend Per Share0.000.000.000.000.000.00padlockpadlockpadlock
Data na akcii 4-20253-20252-20253-20252-20251-20254-20243-20242-20241-2024
Revenue Per Share4.103.883.713.503.52padlockpadlockpadlockpadlockpadlock
Net Income Per Share-0.03-0.03-0.07-0.110.33padlockpadlockpadlockpadlockpadlock
Cash Per Share22.1422.7122.4721.2621.44padlockpadlockpadlockpadlockpadlock
Shareholders Equity Per Share37.6138.0937.9237.8636.95padlockpadlockpadlockpadlockpadlock
Free Cash Flow Per Share1.030.810.780.960.83padlockpadlockpadlockpadlockpadlock
Dividend Per Share0.000.000.000.000.00padlockpadlockpadlockpadlockpadlock
Efektivita TTM 20252024202320222021202020192018
Effective Tax Rate-130.4%21.7%-9.7%-0.4%1.3%29.2%padlockpadlockpadlock
Receivables Turnover15.092.041.782.172.291.44padlockpadlockpadlock
Payables Turnover29.1716.7031.5022.7714.585.19padlockpadlockpadlock
Inventory Turnover0.000.000.000.06-0.57-0.40padlockpadlockpadlock
Fixed Asset Turnover9.208.478.757.034.811.97padlockpadlockpadlock
Working Capital Turnover Ratio0.580.600.500.370.310.24padlockpadlockpadlock
Efektivita 4-20253-20252-20253-20252-20251-20254-20243-20242-20241-2024
Effective Tax Rate-25.3%-5.3%-130.4%-12.6%0.1%padlockpadlockpadlockpadlockpadlock
Receivables Turnover10.070.510.5313.430.58padlockpadlockpadlockpadlockpadlock
Payables Turnover16.5711.004.527.2311.64padlockpadlockpadlockpadlockpadlock
Inventory Turnover0.000.000.000.000.00padlockpadlockpadlockpadlockpadlock
Fixed Asset Turnover2.322.162.222.202.34padlockpadlockpadlockpadlockpadlock
Working Capital Turnover Ratio0.140.140.140.130.15padlockpadlockpadlockpadlockpadlock
Dividendy TTM 20252024202320222021202020192018
Dividend Payout Ratio0.0%0.0%0.0%0.0%0.0%0.0%padlockpadlockpadlock
Dividend Yield Percentage0.00 %0.00 %0.00 %0.00 %0.00 %0.00 %padlockpadlockpadlock
Dividendy 4-20253-20252-20253-20252-20251-20254-20243-20242-20241-2024
Dividend Payout Ratio0.000.000.000.000.00padlockpadlockpadlockpadlockpadlock
Dividend Yield Percentage0.000.000.000.000.00padlockpadlockpadlockpadlockpadlock

Placený obsah

Pro přístup na tuto stránku budete potřebovat placené členství.

Vyzkoušejte placený obsah na akciích: Apple Inc. nebo CEZ, a. s.

Získat přístup Kontaktujte nás
preloader