Zkusit zdarma
First Western Financial, Inc.
First Western Financial, Inc.
MYFW
Cena
$ 25.76
Dnes
-0.04 (-0.15%)
Valuace
18
18
Růst
23
23
Zdraví
83
83
Výsledovka
Rozvaha
Peněžní toky
Ukazatele
Klíčové metriky
Výsledovka
Rozvaha
Peněžní toky
Ukazatele
Klíčové metriky
V miliónech (USD)
Revenue TTM 2025202420232022202120202019201820172016
Total Revenues186.3186.3177.882.71.596.7padlockpadlockpadlockpadlockpadlock
Cost of Revenues88.588.590.30.00.00.0padlockpadlockpadlockpadlockpadlock
Gross Profit97.897.887.582.71.596.7padlockpadlockpadlockpadlockpadlock
Revenue 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Total Revenues48.449.643.844.542.045.1padlockpadlockpadlockpadlock
Cost of Revenues21.725.621.419.820.223.0padlockpadlockpadlockpadlock
Gross Profit26.724.022.424.721.822.0padlockpadlockpadlockpadlock
Operating Income TTM 2025202420232022202120202019201820172016
R&D Expenses0.00.00.00.00.00.0padlockpadlockpadlockpadlockpadlock
Selling General & Admin Expenses0.00.00.049.456.552.4padlockpadlockpadlockpadlockpadlock
Depreciation & Amortization2.12.12.62.40.30.0padlockpadlockpadlockpadlockpadlock
Total Operating Expenses79.879.875.970.01.9-69.4padlockpadlockpadlockpadlockpadlock
Operating Income18.018.011.67.147.827.3padlockpadlockpadlockpadlockpadlock
Operating Income 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
R&D Expenses0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Selling General & Admin Expenses0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Depreciation & Amortization0.10.60.70.70.70.7padlockpadlockpadlockpadlock
Total Operating Expenses21.320.119.119.417.919.4padlockpadlockpadlockpadlock
Operating Income5.44.03.35.43.92.7padlockpadlockpadlockpadlock
Net Income TTM 2025202420232022202120202019201820172016
Interest Income159.4159.4152.2144.9100.161.9padlockpadlockpadlockpadlockpadlock
Interest Expense84.484.488.374.517.35.4padlockpadlockpadlockpadlockpadlock
Other Expense-0.9-0.90.00.0-19.00.0padlockpadlockpadlockpadlockpadlock
IBT17.117.111.67.128.827.3padlockpadlockpadlockpadlockpadlock
Income Tax Expense3.93.93.11.87.16.7padlockpadlockpadlockpadlockpadlock
Net Income13.213.28.55.221.720.6padlockpadlockpadlockpadlockpadlock
Net Income 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Interest Income42.342.637.337.138.038.0padlockpadlockpadlockpadlock
Interest Expense21.723.319.619.821.222.5padlockpadlockpadlockpadlock
Other Expense-0.90.00.00.00.00.0padlockpadlockpadlockpadlock
IBT4.44.03.35.43.92.7padlockpadlockpadlockpadlock
Income Tax Expense1.10.80.81.21.20.5padlockpadlockpadlockpadlock
Net Income3.33.22.54.22.72.1padlockpadlockpadlockpadlock
Per Share Data TTM 2025202420232022202120202019201820172016
EPS$0.00$0.00$0.00$0.55$2.29$2.58padlockpadlockpadlockpadlockpadlock
EPS Diluted$0.00$0.00$0.00$0.54$2.23$2.50padlockpadlockpadlockpadlockpadlock
Shares Outstanding9.79.79.69.59.58.0padlockpadlockpadlockpadlockpadlock
Diluted Shares Outstanding10.010.09.89.79.78.2padlockpadlockpadlockpadlockpadlock
Per Share Data 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
EPS$0.00$0.00$0.00$0.00$0.00$0.00padlockpadlockpadlockpadlock
EPS Diluted$0.00$0.00$0.00$0.00$0.00$0.00padlockpadlockpadlockpadlock
Shares Outstanding9.79.79.79.79.69.6padlockpadlockpadlockpadlock
Diluted Shares Outstanding10.010.09.89.89.89.8padlockpadlockpadlockpadlock
Current Assets TTM 202420232022202120202019201820172016
Cash And Equivalents245.8236.0254.4196.5385.5156.0padlockpadlockpadlockpadlock
Short Term Investments0.00.00.00.056.236.7padlockpadlockpadlockpadlock
Total Cash & ST Investments245.8236.0254.4196.5441.7192.7padlockpadlockpadlockpadlock
Accounts Receivable21.320.821.017.314.412.9padlockpadlockpadlockpadlock
Inventory-15.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Current Assets278.60.00.00.00.00.0padlockpadlockpadlockpadlock
Total Current Assets278.6256.9275.4213.8456.1205.6padlockpadlockpadlockpadlock
Current Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Cash And Equivalents13.9232.3271.6236.0276.2245.8padlockpadlockpadlockpadlock
Short Term Investments49.20.00.00.00.00.0padlockpadlockpadlockpadlock
Total Cash & ST Investments63.1232.3271.6236.0276.2245.8padlockpadlockpadlockpadlock
Accounts Receivable20.320.119.720.825.721.3padlockpadlockpadlockpadlock
Inventory0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Current Assets0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Total Current Assets83.4252.4291.3256.9301.9267.1padlockpadlockpadlockpadlock
Long-Term Assets TTM 202420232022202120202019201820172016
Net Property, Plant & Equipment43.324.134.225.124.05.3padlockpadlockpadlockpadlock
Goodwill30.430.430.430.430.624.2padlockpadlockpadlockpadlock
Intangible Assets1.31.21.532.131.90.1padlockpadlockpadlockpadlock
Long-Term Investments277.12,514.5265.888.258.839.2padlockpadlockpadlockpadlock
Other Long-Term Assets2,300.788.82,374.6-6.9-6.8-6.1padlockpadlockpadlockpadlock
Total Long-Term Assets2,659.02,662.22,706.4145.4114.768.8padlockpadlockpadlockpadlock
Total Assets2,937.62,919.02,975.52,866.72,527.51,973.7padlockpadlockpadlockpadlock
Long-Term Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Net Property, Plant & Equipment25.024.524.624.124.424.7padlockpadlockpadlockpadlock
Goodwill0.030.430.430.430.430.4padlockpadlockpadlockpadlock
Intangible Assets31.51.11.21.21.31.3padlockpadlockpadlockpadlock
Long-Term Investments0.02,656.32,497.72,514.52,459.72,545.3padlockpadlockpadlockpadlock
Other Long-Term Assets0.059.258.388.890.262.6padlockpadlockpadlockpadlock
Total Long-Term Assets59.92,774.42,615.02,662.22,610.02,659.0padlockpadlockpadlockpadlock
Total Assets3,240.43,026.82,906.32,919.02,911.92,937.6padlockpadlockpadlockpadlock
Current Liabilities TTM 202420232022202120202019201820172016
Accounts Payable2.22.03.81.10.40.5padlockpadlockpadlockpadlock
Short-Term Debt180.50.00.00.00.00.0padlockpadlockpadlockpadlock
Other Current Liabilities2,373.92,514.20.0-1.1-0.4-0.5padlockpadlockpadlockpadlock
Current Liabilities2,554.42,516.20.01.10.40.5padlockpadlockpadlockpadlock
Current Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Accounts Payable0.01.42.42.03.32.2padlockpadlockpadlockpadlock
Short-Term Debt0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Current Liabilities0.02,529.12,515.42,514.22,503.12,410.9padlockpadlockpadlockpadlock
Current Liabilities0.02,530.52,517.82,516.22,506.42,413.1padlockpadlockpadlockpadlock
Long-Term Liabilities TTM 202420232022202120202019201820172016
Long-Term Debt65.2109.663.3199.077.7173.9padlockpadlockpadlockpadlock
Capital Leases19.80.07.40.00.00.0padlockpadlockpadlockpadlock
Def. Tax Liability0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Total Liabilities2,690.72,666.72,732.72,625.92,308.41,818.7padlockpadlockpadlockpadlock
Long-Term Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Long-Term Debt0.0208.196.2109.6114.9244.0padlockpadlockpadlockpadlock
Capital Leases0.00.00.00.00.019.8padlockpadlockpadlockpadlock
Def. Tax Liability0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Total Liabilities2,978.92,768.02,649.72,666.72,663.12,690.7padlockpadlockpadlockpadlock
Total Common Equity TTM 202420232022202120202019201820172016
Common Stock0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Retained Earnings54.659.551.051.930.29.6padlockpadlockpadlockpadlock
Comprehensive Income-0.6-0.8-1.2-1.50.20.7padlockpadlockpadlockpadlock
Total Common Equity246.9252.3242.7240.9219.0155.0padlockpadlockpadlockpadlock
Total Common Equity 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Common Stock0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Retained Earnings69.466.263.759.556.854.6padlockpadlockpadlockpadlock
Comprehensive Income-1.6-0.8-0.8-0.8-1.2-0.6padlockpadlockpadlockpadlock
Total Common Equity261.5258.8256.6252.3248.8246.9padlockpadlockpadlockpadlock
Other TTM 202420232022202120202019201820172016
Total Debt265.5109.6178.1199.077.7173.9padlockpadlockpadlockpadlock
Book Value246.9252.3242.7240.9219.0155.0padlockpadlockpadlockpadlock
Other 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Total Debt0.0208.196.2109.6114.9244.0padlockpadlockpadlockpadlock
Book Value261.5258.8256.6252.3248.8246.9padlockpadlockpadlockpadlock
Cash Flow From Operating Activities TTM 202420232022202120202019201820172016
Net Income7.08.55.221.720.624.5padlockpadlockpadlockpadlock
Depreciation & Amortization2.52.62.42.01.31.1padlockpadlockpadlockpadlock
Stock-Based Compensation1.61.51.82.62.92.5padlockpadlockpadlockpadlock
Change Working Capital0.0-0.9-3.2-4.92.9-3.3padlockpadlockpadlockpadlock
Change In Accounts Receivable-3.2-0.1-4.8-3.21.0-4.1padlockpadlockpadlockpadlock
Change In Accounts Payable3.2-0.81.6-1.71.90.9padlockpadlockpadlockpadlock
Change In Inventories0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Non-cash Items2.6-15.213.626.4138.9-117.0padlockpadlockpadlockpadlock
Cash from Operations9.90.021.948.3165.8-93.3padlockpadlockpadlockpadlock
Cash Flow From Operating Activities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Net Income3.22.54.22.72.11.1padlockpadlockpadlockpadlock
Depreciation & Amortization0.60.70.70.70.70.6padlockpadlockpadlockpadlock
Stock-Based Compensation0.70.50.40.30.50.4padlockpadlockpadlockpadlock
Change Working Capital1.7-0.1-11.4-2.01.43.4padlockpadlockpadlockpadlock
Change In Accounts Receivable-2.91.00.30.6-2.43.2padlockpadlockpadlockpadlock
Change In Accounts Payable4.5-1.2-11.7-2.63.80.2padlockpadlockpadlockpadlock
Change In Inventories0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Non-cash Items3.9-12.713.9-12.415.0-14.2padlockpadlockpadlockpadlock
Cash from Operations0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash Flow From Investing Activities TTM 202420232022202120202019201820172016
Capital Expenditure-1.5-1.2-2.3-3.0-2.1-1.2padlockpadlockpadlockpadlock
Acquisitions0.00.00.00.0121.0-61.3padlockpadlockpadlockpadlock
Investments-6.2-17.5-42.0-54.4-19.8-8.0padlockpadlockpadlockpadlock
Sales of Investment7.517.47.222.117.228.6padlockpadlockpadlockpadlock
Other Investing Activities22.10.0-29.3-523.5-162.7-414.2padlockpadlockpadlockpadlock
Cash from Investing24.60.0-66.4-558.8-46.4-456.0padlockpadlockpadlockpadlock
Cash Flow From Investing Activities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Capital Expenditure-1.1-0.6-1.0-0.4-0.3-0.4padlockpadlockpadlockpadlock
Acquisitions0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Investments-51.4-33.4-0.8-1.3-1.1-14.5padlockpadlockpadlockpadlock
Sales of Investment8.22.02.22.38.12.0padlockpadlockpadlockpadlock
Other Investing Activities0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash from Investing0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash Flow From Financing Activities TTM 202420232022202120202019201820172016
Debt Repaid-178.90.0-21.2-575.7-194.6-99.8padlockpadlockpadlockpadlock
Debt Issued79.6-68.40.2697.198.4257.0padlockpadlockpadlockpadlock
Issuance of Common Stock-0.10.00.00.239.80.0padlockpadlockpadlockpadlock
Repurchase of Common Stock-0.8-0.1-0.40.0-39.7-0.4padlockpadlockpadlockpadlock
Dividends Paid-0.70.0-0.6-0.4-0.10.0padlockpadlockpadlockpadlock
Other Financing Activities-33.10.0124.7896.0306.1726.8padlockpadlockpadlockpadlock
Cash from Financing-86.30.0102.4320.0111.5626.7padlockpadlockpadlockpadlock
Cash Flow From Financing Activities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Debt Repaid0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Debt Issued-208.1111.9-13.4-5.3-129.1122.1padlockpadlockpadlockpadlock
Issuance of Common Stock0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Repurchase of Common Stock-0.3-0.50.00.0-0.10.0padlockpadlockpadlockpadlock
Dividends Paid0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Financing Activities0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash from Financing0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash position TTM 202420232022202120202019201820172016
Net Change in Cash-51.8-18.457.9-190.5231.077.4padlockpadlockpadlockpadlock
Closing Cash Balance245.8236.0254.4196.5387.0156.0padlockpadlockpadlockpadlock
Cash position 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Net Change in Cash123.3-39.335.5-40.230.4-12.1padlockpadlockpadlockpadlock
Closing Cash Balance355.6232.3271.6236.0276.2245.8padlockpadlockpadlockpadlock
Free Cash Flow TTM 202420232022202120202019201820172016
Free Cash Flow8.4-1.819.545.3163.7-94.5padlockpadlockpadlockpadlock
Real Free Cash Flow6.9-3.217.742.7160.8-97.1padlockpadlockpadlockpadlock
Free Cash Flow 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Free Cash Flow9.0-9.77.0-4.817.4-11.9padlockpadlockpadlockpadlock
Real Free Cash Flow8.3-10.26.5-5.116.9-12.3padlockpadlockpadlockpadlock
Nacenění TTM 2025202420232022202120202019201820172016
P/E21.8719.6322.2636.2112.2711.76padlockpadlockpadlockpadlockpadlock
P/EG-0.550.360.37-0.48-1.09-0.69padlockpadlockpadlockpadlockpadlock
P/B0.850.970.750.781.111.11padlockpadlockpadlockpadlockpadlock
P/S1.251.391.062.29183.302.51padlockpadlockpadlockpadlockpadlock
P/FCF-5.670.00-107.379.695.881.48padlockpadlockpadlockpadlockpadlock
P/OFC-6.030.00-346.788.655.521.46padlockpadlockpadlockpadlockpadlock
Price/EV25.8617.795.880.008.72-2.30padlockpadlockpadlockpadlockpadlock
Nacenění 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
P/E19.5317.4521.8711.3917.16padlockpadlockpadlockpadlockpadlock
P/EG6.440.65-0.550.210.63padlockpadlockpadlockpadlockpadlock
P/B0.970.850.850.740.75padlockpadlockpadlockpadlockpadlock
Marže TTM 2025202420232022202120202019201820172016
Gross Profit Margin51.2%52.5%49.2%100.0%100.0%100.0%padlockpadlockpadlockpadlockpadlock
EBIT Margin7.6%9.7%6.5%-2.9%1,984.0%28.2%padlockpadlockpadlockpadlockpadlock
EBITDA Margin9.2%10.8%8.0%0.0%2,122.5%29.5%padlockpadlockpadlockpadlockpadlock
Operating Profit Margin7.6%9.7%6.5%8.5%3,289.9%28.2%padlockpadlockpadlockpadlockpadlock
Net Profit Margin5.7%7.1%4.8%6.3%1,493.3%21.3%padlockpadlockpadlockpadlockpadlock
Marže 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Gross Profit Margin55.1%0.0%51.2%55.5%100.0%padlockpadlockpadlockpadlockpadlock
EBIT Margin11.1%58.0%7.6%12.0%-1.7%padlockpadlockpadlockpadlockpadlock
EBITDA Margin11.2%58.0%9.2%13.5%0.0%padlockpadlockpadlockpadlockpadlock
Operating Profit Margin11.1%58.0%7.6%12.0%99.0%padlockpadlockpadlockpadlockpadlock
Net Profit Margin6.9%46.6%5.7%9.4%7.2%padlockpadlockpadlockpadlockpadlock
Finanční zdraví TTM 2025202420232022202120202019201820172016
Current Ratio0.010.030.1072.62190.051,284.70padlockpadlockpadlockpadlockpadlock
Quick Ratio0.010.030.1072.62380.092,415.59padlockpadlockpadlockpadlockpadlock
Solvency Ratio0.000.010.000.000.010.01padlockpadlockpadlockpadlockpadlock
Cash Ratio0.000.000.0967.08174.681,085.89padlockpadlockpadlockpadlockpadlock
Debt To Assets Ratio0.070.030.040.060.070.03padlockpadlockpadlockpadlockpadlock
Debt To Equity Ratio0.800.410.520.730.830.35padlockpadlockpadlockpadlockpadlock
Financial Leverage Ratio11.6911.8811.5712.2611.9011.54padlockpadlockpadlockpadlockpadlock
Debt Service Coverage Ratio0.160.190.08-0.021.374.04padlockpadlockpadlockpadlockpadlock
Interest Coverage Ratio0.170.210.130.092.775.04padlockpadlockpadlockpadlockpadlock
Finanční zdraví 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Current Ratio0.030.000.010.1215.34padlockpadlockpadlockpadlockpadlock
Quick Ratio0.030.000.010.1215.34padlockpadlockpadlockpadlockpadlock
Solvency Ratio0.000.000.000.000.00padlockpadlockpadlockpadlockpadlock
Cash Ratio0.000.000.000.114.90padlockpadlockpadlockpadlockpadlock
Debt To Assets Ratio0.030.000.070.030.04padlockpadlockpadlockpadlockpadlock
Debt To Equity Ratio0.410.000.800.380.43padlockpadlockpadlockpadlockpadlock
Financial Leverage Ratio11.8812.3911.6911.3311.57padlockpadlockpadlockpadlockpadlock
Debt Service Coverage Ratio0.200.160.160.25-0.06padlockpadlockpadlockpadlockpadlock
Interest Coverage Ratio0.250.200.170.271.78padlockpadlockpadlockpadlockpadlock
Data na akcii TTM 2025202420232022202120202019201820172016
Revenue Per Share15.3419.3018.428.670.1512.11padlockpadlockpadlockpadlockpadlock
Net Income Per Share1.201.370.880.552.292.58padlockpadlockpadlockpadlockpadlock
Cash Per Share1.275.7324.4626.6720.7755.35padlockpadlockpadlockpadlockpadlock
Shareholders Equity Per Share26.6627.5026.1525.4425.4627.45padlockpadlockpadlockpadlockpadlock
Free Cash Flow Per Share1.030.00-0.182.054.7920.52padlockpadlockpadlockpadlockpadlock
Dividend Per Share0.000.000.050.060.040.01padlockpadlockpadlockpadlockpadlock
Data na akcii 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Revenue Per Share5.010.714.514.593.95padlockpadlockpadlockpadlockpadlock
Net Income Per Share0.340.330.260.430.28padlockpadlockpadlockpadlockpadlock
Cash Per Share5.736.531.2727.991.01padlockpadlockpadlockpadlockpadlock
Shareholders Equity Per Share27.5027.0826.6626.4426.15padlockpadlockpadlockpadlockpadlock
Free Cash Flow Per Share0.001.21-0.990.72-0.50padlockpadlockpadlockpadlockpadlock
Dividend Per Share0.000.050.000.000.00padlockpadlockpadlockpadlockpadlock
Efektivita TTM 2025202420232022202120202019201820172016
Effective Tax Rate24.5%22.8%26.8%26.0%24.7%24.5%padlockpadlockpadlockpadlockpadlock
Receivables Turnover7.1210.228.533.940.086.73padlockpadlockpadlockpadlockpadlock
Payables Turnover23.580.0045.240.000.000.00padlockpadlockpadlockpadlockpadlock
Inventory Turnover0.000.000.000.000.000.00padlockpadlockpadlockpadlockpadlock
Fixed Asset Turnover6.097.257.372.420.064.03padlockpadlockpadlockpadlockpadlock
Working Capital Turnover Ratio-0.09-0.08-0.080.340.000.29padlockpadlockpadlockpadlockpadlock
Efektivita 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Effective Tax Rate25.3%19.6%24.5%21.9%29.8%padlockpadlockpadlockpadlockpadlock
Receivables Turnover2.650.342.182.261.83padlockpadlockpadlockpadlockpadlock
Payables Turnover0.000.0015.218.370.00padlockpadlockpadlockpadlockpadlock
Inventory Turnover0.000.000.000.000.00padlockpadlockpadlockpadlockpadlock
Fixed Asset Turnover1.880.271.791.811.58padlockpadlockpadlockpadlockpadlock
Working Capital Turnover Ratio-0.02-0.01-0.02-0.02-0.04padlockpadlockpadlockpadlockpadlock
Dividendy TTM 2025202420232022202120202019201820172016
Dividend Payout Ratio0.0%0.0%5.5%11.9%1.8%0.4%padlockpadlockpadlockpadlockpadlock
Dividend Yield Percentage0.00 %0.00 %0.25 %0.33 %0.14 %0.03 %padlockpadlockpadlockpadlockpadlock
Dividendy 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Dividend Payout Ratio0.000.140.000.000.00padlockpadlockpadlockpadlockpadlock
Dividend Yield Percentage0.000.200.000.000.00padlockpadlockpadlockpadlockpadlock

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