Zkusit zdarma
Oportun Financial Corporation
Oportun Financial Corporation
OPRT
Cena
$ 4.92
Dnes
-0.10 (-1.95%)
Valuace
53
53
Růst
40
40
Zdraví
11
11
Výsledovka
Rozvaha
Peněžní toky
Ukazatele
Klíčové metriky
Výsledovka
Rozvaha
Peněžní toky
Ukazatele
Klíčové metriky
V miliónech (USD)
Revenue TTM 202420232022202120202019201820172016
Total Revenues656.1533.41,056.9640.7530.4335.1padlockpadlockpadlockpadlock
Cost of Revenues247.3238.20.00.00.00.0padlockpadlockpadlockpadlock
Gross Profit408.8295.21,056.9640.7530.4335.1padlockpadlockpadlockpadlock
Revenue 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Total Revenues161.7164.1163.2167.1118.4114.3padlockpadlockpadlockpadlock
Cost of Revenues56.659.557.473.755.754.2padlockpadlockpadlockpadlock
Gross Profit105.1104.6105.893.462.660.0padlockpadlockpadlockpadlock
Operating Income TTM 202420232022202120202019201820172016
R&D Expenses0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Selling General & Admin Expenses0.00.0269.5323.7270.2216.3padlockpadlockpadlockpadlock
Depreciation & Amortization43.451.254.947.527.120.2padlockpadlockpadlockpadlock
Total Operating Expenses367.4410.4534.3715.9-467.6-393.2padlockpadlockpadlockpadlock
Operating Income41.4-115.2-198.817.862.8-58.1padlockpadlockpadlockpadlock
Operating Income 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
R&D Expenses0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Selling General & Admin Expenses0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Depreciation & Amortization10.210.711.111.513.513.0padlockpadlockpadlockpadlock
Total Operating Expenses90.894.492.789.5102.1109.2padlockpadlockpadlockpadlock
Operating Income14.210.113.23.9-39.5-49.1padlockpadlockpadlockpadlock
Net Income TTM 202420232022202120202019201820172016
Interest Income910.0949.7984.6876.1575.8545.5padlockpadlockpadlockpadlock
Interest Expense247.3238.2179.493.047.758.4padlockpadlockpadlockpadlock
Other Expense0.00.0-54.9-93.10.00.0padlockpadlockpadlockpadlock
IBT41.4-115.2-253.7-75.362.8-58.1padlockpadlockpadlockpadlock
Income Tax Expense10.8-36.5-73.72.515.4-13.0padlockpadlockpadlockpadlock
Net Income30.6-78.7-180.0-77.847.4-45.1padlockpadlockpadlockpadlock
Net Income 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Interest Income226.7220.4224.6238.3235.8237.3padlockpadlockpadlockpadlock
Interest Expense56.659.557.473.755.754.2padlockpadlockpadlockpadlock
Other Expense0.00.00.00.00.00.0padlockpadlockpadlockpadlock
IBT14.210.113.23.9-39.5-49.1padlockpadlockpadlockpadlock
Income Tax Expense9.03.23.4-4.8-9.5-18.1padlockpadlockpadlockpadlock
Net Income5.26.99.88.7-30.0-31.0padlockpadlockpadlockpadlock
Per Share Data TTM 202420232022202120202019201820172016
EPS$0.00$0.00$-4.88$-2.37$1.68$-1.65padlockpadlockpadlockpadlock
EPS Diluted$0.00$0.00$-4.88$-2.37$1.56$-1.65padlockpadlockpadlockpadlock
Shares Outstanding46.740.436.932.828.227.3padlockpadlockpadlockpadlock
Diluted Shares Outstanding48.340.436.932.830.327.3padlockpadlockpadlockpadlock
Per Share Data 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
EPS$0.00$0.00$0.00$0.00$0.00$0.00padlockpadlockpadlockpadlock
EPS Diluted$0.00$0.00$0.00$0.00$0.00$0.00padlockpadlockpadlockpadlock
Shares Outstanding46.746.645.542.740.039.8padlockpadlockpadlockpadlock
Diluted Shares Outstanding48.347.947.043.640.039.8padlockpadlockpadlockpadlock
Current Assets TTM 20242023202220212020201920182017
Cash And Equivalents72.960.091.298.8131.0136.2padlockpadlockpadlock
Short Term Investments0.00.00.00.00.00.0padlockpadlockpadlock
Total Cash & ST Investments72.960.091.298.8131.0136.2padlockpadlockpadlock
Accounts Receivable8.28.48.831.820.915.4padlockpadlockpadlock
Inventory-81.10.0-115.70.00.00.0padlockpadlockpadlock
Other Current Assets258.511.6246.30.00.00.0padlockpadlockpadlock
Total Current Assets258.580.0230.6221.0151.9151.6padlockpadlockpadlock
Current Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Cash And Equivalents104.696.878.560.071.872.9padlockpadlockpadlockpadlock
Short Term Investments0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Total Cash & ST Investments104.696.878.560.071.872.9padlockpadlockpadlockpadlock
Accounts Receivable8.49.07.08.48.58.2padlockpadlockpadlockpadlock
Inventory0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Current Assets10.09.912.611.612.013.7padlockpadlockpadlockpadlock
Total Current Assets123.0115.798.180.092.394.7padlockpadlockpadlockpadlock
Long-Term Assets TTM 20242023202220212020201920182017
Net Property, Plant & Equipment14.912.828.130.438.446.8padlockpadlockpadlock
Goodwill0.00.00.0108.5104.00.0padlockpadlockpadlock
Intangible Assets99.786.6114.7139.8131.227.4padlockpadlockpadlock
Long-Term Investments11.42,792.30.00.00.00.0padlockpadlockpadlock
Other Long-Term Assets2,794.3173.13,177.9-57.6-273.6-74.2padlockpadlockpadlock
Total Long-Term Assets2,991.93,147.13,320.7112.6273.674.2padlockpadlockpadlock
Total Assets3,250.43,227.13,411.93,613.72,946.62,009.1padlockpadlockpadlock
Long-Term Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Net Property, Plant & Equipment11.612.011.912.813.614.9padlockpadlockpadlockpadlock
Goodwill0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Intangible Assets74.878.381.986.692.099.7padlockpadlockpadlockpadlock
Long-Term Investments2,771.02,769.72,784.72,792.32,793.82,837.3padlockpadlockpadlockpadlock
Other Long-Term Assets136.3147.7169.5173.1177.7132.2padlockpadlockpadlockpadlock
Total Long-Term Assets3,063.23,085.43,128.23,147.13,159.03,155.6padlockpadlockpadlockpadlock
Total Assets3,186.23,201.13,226.33,227.13,251.33,250.4padlockpadlockpadlockpadlock
Current Liabilities TTM 20242023202220212020201920182017
Accounts Payable9.917.613.718.111.65.2padlockpadlockpadlock
Short-Term Debt6.20.0357.4317.6393.9246.4padlockpadlockpadlock
Other Current Liabilities48.89.329.0-339.2-405.5-251.6padlockpadlockpadlock
Current Liabilities64.930.1407.2-3.5405.5251.6padlockpadlockpadlock
Current Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Accounts Payable18.517.418.517.615.120.0padlockpadlockpadlockpadlock
Short-Term Debt0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Current Liabilities7.59.78.69.316.213.0padlockpadlockpadlockpadlock
Current Liabilities29.730.630.630.139.240.5padlockpadlockpadlockpadlock
Long-Term Liabilities TTM 20242023202220212020201920182017
Long-Term Debt2,806.82,822.42,593.92,648.51,813.51,217.0padlockpadlockpadlock
Capital Leases15.518.228.437.947.749.7padlockpadlockpadlock
Def. Tax Liability0.00.00.030.628.410.6padlockpadlockpadlock
Total Liabilities2,896.22,873.33,007.53,066.12,342.81,542.8padlockpadlockpadlock
Long-Term Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Long-Term Debt2,743.82,763.52,806.42,822.42,856.92,828.5padlockpadlockpadlockpadlock
Capital Leases13.315.016.118.219.721.7padlockpadlockpadlockpadlock
Def. Tax Liability0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Total Liabilities2,802.32,825.12,860.22,873.32,923.72,896.2padlockpadlockpadlockpadlock
Total Common Equity TTM 20242023202220212020201920182017
Common Stock0.00.00.00.00.00.0padlockpadlockpadlock
Retained Earnings-231.3-252.5-173.86.183.836.4padlockpadlockpadlock
Comprehensive Income0.00.00.00.00.0-0.3padlockpadlockpadlock
Total Common Equity354.1353.8404.4547.6603.8466.3padlockpadlockpadlock
Total Common Equity 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Common Stock0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Retained Earnings-230.7-235.9-242.8-252.5-261.3-231.3padlockpadlockpadlockpadlock
Comprehensive Income0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Total Common Equity383.9376.0366.1353.8327.6354.1padlockpadlockpadlockpadlock
Other TTM 20242023202220212020201920182017
Total Debt2,828.52,822.42,938.52,966.12,207.41,463.4padlockpadlockpadlock
Book Value354.1353.8404.4547.6603.8466.3padlockpadlockpadlock
Other 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Total Debt2,743.82,763.52,806.42,822.42,856.92,828.5padlockpadlockpadlockpadlock
Book Value383.9376.0366.1353.8327.6354.1padlockpadlockpadlockpadlock
Cash Flow From Operating Activities TTM 202420232022202120202019201820172016
Net Income-120.4-78.7-180.0-77.747.4-45.1padlockpadlockpadlockpadlock
Depreciation & Amortization51.751.254.947.527.120.2padlockpadlockpadlockpadlock
Stock-Based Compensation16.213.018.627.618.919.5padlockpadlockpadlockpadlock
Change Working Capital-16.1-30.3-21.1-80.7-10.4-34.3padlockpadlockpadlockpadlock
Change In Accounts Receivable0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Change In Accounts Payable0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Change In Inventories0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Non-cash Items579.1438.3520.3314.764.0207.1padlockpadlockpadlockpadlock
Cash from Operations400.90.0392.8247.9163.4152.9padlockpadlockpadlockpadlock
Cash Flow From Operating Activities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Net Income5.26.99.88.7-30.0-31.0padlockpadlockpadlockpadlock
Depreciation & Amortization10.210.711.111.513.513.0padlockpadlockpadlockpadlock
Stock-Based Compensation2.52.72.82.83.22.9padlockpadlockpadlockpadlock
Change Working Capital-4.89.74.9-17.9-2.16.8padlockpadlockpadlockpadlock
Change In Accounts Receivable0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Change In Accounts Payable0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Change In Inventories0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Non-cash Items86.074.672.486.3123.8116.0padlockpadlockpadlockpadlock
Cash from Operations0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash Flow From Investing Activities TTM 202420232022202120202019201820172016
Capital Expenditure-20.8-19.2-31.3-48.9-26.5-26.6padlockpadlockpadlockpadlock
Acquisitions0.00.00.00.0-111.70.0padlockpadlockpadlockpadlock
Investments-1,878.30.00.00.00.00.0padlockpadlockpadlockpadlock
Sales of Investment3.80.00.0249.30.00.0padlockpadlockpadlockpadlock
Other Investing Activities-169.50.0-254.9-1,371.9-746.643.0padlockpadlockpadlockpadlock
Cash from Investing-203.00.0-286.2-1,171.5-884.816.4padlockpadlockpadlockpadlock
Cash Flow From Investing Activities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Capital Expenditure-6.15.6-5.6-6.1-4.8-5.3padlockpadlockpadlockpadlock
Acquisitions0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Investments0.0-391.0-381.90.00.00.0padlockpadlockpadlockpadlock
Sales of Investment0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Investing Activities0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash from Investing0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash Flow From Financing Activities TTM 202420232022202120202019201820172016
Debt Repaid-408.20.0-101.7-2,290.9-2,022.2-644.0padlockpadlockpadlockpadlock
Debt Issued301.3-116.174.13,049.62,766.2504.8padlockpadlockpadlockpadlock
Issuance of Common Stock0.00.00.073.273.20.0padlockpadlockpadlockpadlock
Repurchase of Common Stock-2.90.0-2.70.00.0-2.0padlockpadlockpadlockpadlock
Dividends Paid0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Financing Activities245.00.0-2.73,152.22,694.7509.2padlockpadlockpadlockpadlock
Cash from Financing-163.50.0-104.4934.5745.7-136.8padlockpadlockpadlockpadlock
Cash Flow From Financing Activities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Debt Repaid0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Debt Issued-19.7-42.9-16.0-34.428.4-1.8padlockpadlockpadlockpadlock
Issuance of Common Stock0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Repurchase of Common Stock0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Dividends Paid0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Other Financing Activities0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash from Financing0.00.00.00.00.00.0padlockpadlockpadlockpadlock
Cash position TTM 202420232022202120202019201820172016
Net Change in Cash34.38.62.210.824.432.5padlockpadlockpadlockpadlock
Closing Cash Balance236.6214.6206.0203.8193.0168.6padlockpadlockpadlockpadlock
Cash position 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Net Change in Cash-4.3-2.816.3-13.9-8.140.1padlockpadlockpadlockpadlock
Closing Cash Balance224.0228.2231.0214.6228.5236.6padlockpadlockpadlockpadlock
Free Cash Flow TTM 202420232022202120202019201820172016
Free Cash Flow380.1374.3361.5199.0136.9126.3padlockpadlockpadlockpadlock
Real Free Cash Flow363.9361.3342.9171.4118.0106.8padlockpadlockpadlockpadlock
Free Cash Flow 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Free Cash Flow92.9110.195.485.4103.7102.5padlockpadlockpadlockpadlock
Real Free Cash Flow90.4107.492.682.5100.599.5padlockpadlockpadlockpadlock
Nacenění TTM 2024202320222021202020192018201720162015
P/E12.12-1.99-0.80-2.3212.04-11.74padlockpadlockpadlockpadlockpadlock
P/EG-0.420.03-0.010.01-0.060.03padlockpadlockpadlockpadlockpadlock
P/B0.890.440.360.330.951.14padlockpadlockpadlockpadlockpadlock
P/S0.510.290.140.281.081.58padlockpadlockpadlockpadlockpadlock
P/FCF0.760.420.400.914.174.19padlockpadlockpadlockpadlockpadlock
P/OFC0.800.400.370.733.493.46padlockpadlockpadlockpadlockpadlock
Price/EV3.02-45.60-15.050.0029.45-49.02padlockpadlockpadlockpadlockpadlock
Nacenění 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
P/E13.8612.126.394.48-0.94padlockpadlockpadlockpadlockpadlock
P/EG-0.52-0.421.28-0.040.24padlockpadlockpadlockpadlockpadlock
P/B0.750.890.680.440.34padlockpadlockpadlockpadlockpadlock
Marže TTM 2024202320222021202020192018201720162015
Gross Profit Margin63.7%55.3%100.0%100.0%100.0%100.0%padlockpadlockpadlockpadlockpadlock
EBIT Margin6.2%-21.6%-24.0%-7.4%11.8%-17.3%padlockpadlockpadlockpadlockpadlock
EBITDA Margin12.7%-12.0%-18.8%0.0%17.0%-11.3%padlockpadlockpadlockpadlockpadlock
Operating Profit Margin6.2%-21.6%-18.8%2.8%11.8%-17.3%padlockpadlockpadlockpadlockpadlock
Net Profit Margin4.2%-14.8%-17.0%-12.1%8.9%-13.5%padlockpadlockpadlockpadlockpadlock
Marže 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Gross Profit Margin65.0%63.7%44.9%100.0%100.0%padlockpadlockpadlockpadlockpadlock
EBIT Margin8.8%6.2%5.6%-12.3%-5.4%padlockpadlockpadlockpadlockpadlock
EBITDA Margin15.1%12.7%10.3%0.0%0.0%padlockpadlockpadlockpadlockpadlock
Operating Profit Margin8.8%6.2%5.6%77.4%47.3%padlockpadlockpadlockpadlockpadlock
Net Profit Margin3.2%4.2%4.1%9.4%-12.0%padlockpadlockpadlockpadlockpadlock
Finanční zdraví TTM 2024202320222021202020192018201720162015
Current Ratio6.472.660.57-63.940.370.60padlockpadlockpadlockpadlockpadlock
Quick Ratio6.472.660.57-115.310.961.40padlockpadlockpadlockpadlockpadlock
Solvency Ratio0.01-0.01-0.04-0.010.03-0.02padlockpadlockpadlockpadlockpadlock
Cash Ratio6.472.000.22-28.580.320.54padlockpadlockpadlockpadlockpadlock
Debt To Assets Ratio0.000.870.860.820.750.73padlockpadlockpadlockpadlockpadlock
Debt To Equity Ratio0.047.987.275.423.663.14padlockpadlockpadlockpadlockpadlock
Financial Leverage Ratio8.519.128.446.604.884.31padlockpadlockpadlockpadlockpadlock
Debt Service Coverage Ratio0.24-0.12-0.23-0.010.17-0.08padlockpadlockpadlockpadlockpadlock
Interest Coverage Ratio0.17-0.48-1.110.191.32-0.99padlockpadlockpadlockpadlockpadlock
Finanční zdraví 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Current Ratio4.156.474.871.472.26padlockpadlockpadlockpadlockpadlock
Quick Ratio4.156.474.871.472.26padlockpadlockpadlockpadlockpadlock
Solvency Ratio0.010.010.010.00-0.01padlockpadlockpadlockpadlockpadlock
Cash Ratio3.536.474.871.472.26padlockpadlockpadlockpadlockpadlock
Debt To Assets Ratio0.860.000.010.870.88padlockpadlockpadlockpadlockpadlock
Debt To Equity Ratio7.150.040.047.988.72padlockpadlockpadlockpadlockpadlock
Financial Leverage Ratio8.308.518.819.129.93padlockpadlockpadlockpadlockpadlock
Debt Service Coverage Ratio0.270.240.280.050.17padlockpadlockpadlockpadlockpadlock
Interest Coverage Ratio0.250.170.230.982.12padlockpadlockpadlockpadlockpadlock
Data na akcii TTM 2024202320222021202020192018201720162015
Revenue Per Share17.2813.2228.6619.5218.8112.26padlockpadlockpadlockpadlockpadlock
Net Income Per Share-0.17-1.95-4.88-2.371.68-1.65padlockpadlockpadlockpadlockpadlock
Cash Per Share2.081.492.473.014.654.98padlockpadlockpadlockpadlockpadlock
Shareholders Equity Per Share8.078.7710.9716.6821.4217.06padlockpadlockpadlockpadlockpadlock
Free Cash Flow Per Share9.179.289.806.064.864.62padlockpadlockpadlockpadlockpadlock
Dividend Per Share0.000.000.000.000.000.00padlockpadlockpadlockpadlockpadlock
Data na akcii 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Revenue Per Share3.463.525.192.316.25padlockpadlockpadlockpadlockpadlock
Net Income Per Share0.110.150.210.22-0.75padlockpadlockpadlockpadlockpadlock
Cash Per Share2.242.081.731.491.80padlockpadlockpadlockpadlockpadlock
Shareholders Equity Per Share8.228.078.058.778.20padlockpadlockpadlockpadlockpadlock
Free Cash Flow Per Share1.992.362.102.122.59padlockpadlockpadlockpadlockpadlock
Dividend Per Share0.000.000.000.000.00padlockpadlockpadlockpadlockpadlock
Efektivita TTM 2024202320222021202020192018201720162015
Effective Tax Rate32.0%31.7%29.1%-3.3%24.5%22.4%padlockpadlockpadlockpadlockpadlock
Receivables Turnover110.5263.56120.3657.6025.3821.76padlockpadlockpadlockpadlockpadlock
Payables Turnover3.4313.520.000.000.000.00padlockpadlockpadlockpadlockpadlock
Inventory Turnover0.000.000.000.000.000.00padlockpadlockpadlockpadlockpadlock
Fixed Asset Turnover77.6041.8337.6221.0813.817.16padlockpadlockpadlockpadlockpadlock
Working Capital Turnover Ratio20.85-6.5544.17-43.99-3.00-8.24padlockpadlockpadlockpadlockpadlock
Efektivita 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Effective Tax Rate63.5%32.0%25.8%-123.4%24.1%padlockpadlockpadlockpadlockpadlock
Receivables Turnover19.2618.3262.940.0029.26padlockpadlockpadlockpadlockpadlock
Payables Turnover3.053.430.000.000.00padlockpadlockpadlockpadlockpadlock
Inventory Turnover0.000.000.000.000.00padlockpadlockpadlockpadlockpadlock
Fixed Asset Turnover13.9416.8825.309.5525.86padlockpadlockpadlockpadlockpadlock
Working Capital Turnover Ratio1.812.205.113.1510.40padlockpadlockpadlockpadlockpadlock
Dividendy TTM 2024202320222021202020192018201720162015
Dividend Payout Ratio0.0%0.0%0.0%0.0%0.0%0.0%padlockpadlockpadlockpadlockpadlock
Dividend Yield Percentage0.00 %0.00 %0.00 %0.00 %0.00 %0.00 %padlockpadlockpadlockpadlockpadlock
Dividendy 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Dividend Payout Ratio0.000.000.000.000.00padlockpadlockpadlockpadlockpadlock
Dividend Yield Percentage0.000.000.000.000.00padlockpadlockpadlockpadlockpadlock

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